BUY, SELL, RENT & RENT 2 OWN HOMES & CONDOS

Mortgage Center


 

The more you know about the mortgage process the better. Access a wealth of mortgage information and helpful tips here.
Getting prequalified for a home loan is an essential first step in the buying process. Find out exactly how much home you can afford based on your income, debt, and other factors. It can also help you lock in a good interest rate and it puts you in a stronger bargaining position with the seller once you find the home you want.
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The Mortgage Mod 101 has teamed up with a bank to help you get your mortgage loan closed fast. We process and underwrite our files in house making it easier for you to qualify.

If you are purchasing a home you will need at least 3.5% down. The good news is that we are still a buyer’s market, so they seller may pay your closing costs. There has never been a better time to purchase a home. Home prices are low as well as interest rates. We can help you find a real estate agent and you will not have to pay them a commission.

If you are looking to refinance, don’t wait too much longer, Interest rates are low and you can save thousands of dollars over the term of your loan. In addition, we will also show you how to reduce the finance charge on your mortgage by over tens of thousands of dollars.

Mortgage Programs

• Conforming Loans
• Jumbo Loans
• FHA
• VA
• Rural Program
• No money down programs (for those that qualify)
• Reverse Mortages
• Investment properties
• Second Homes
• Commercial loans
• Hard Money loans
• Bridge loans
• Business loans
• And more

If you are a real estate agent we have free programs to help you increase your business. All you need to do is team up with our marketing department and we will show you the way to get more qualified clients.

We are presently seeking loan officers in the following states MD, VA, DC, PA, FL, NY, NJ, NC, SC, DE and CT. We have marketing programs to help you with your business.

We provide commercial, business, bridge loans, and hard money loans in all 50 states.

 

Other related services offered by MortgageMod101:

CREDIT REPAIR  - Our credit repair service can drastically improve your credit and score. Most people never check their credit unless they plan on making a substantial purchase and have never truly taken the time to understand how credit works. What if we were able to not only work to improve your credit but we also educated you about how to prevent credit problems in the future? CLICK LINK BELOW For more information.

  • DEBT SERVICES - Credit card companies are raising their interest rates as well as their minimum monthly payments unlike any other time in history. As a result, you may be unable to afford their monthly credit card payments and have a majority of your payment going toward interest. What if you were able to lower your credit card payments to pennies on the dollar and do so for no up-front cost, would you want to know more? CLICK LINK BELOW For more information.
  • FULL SERVICE HOME LOAN MODIFICATION - If you are a current homeowner and are having problems making your mortgage payment, we have solutions to help! We offer two loan modification products: a Do-It-Yourself system and a full service program. Our Do-It-Yourself program will provide you with the tools you need and will educate you about your options. Our full service program employs the help of loan modification experts who will negotiate on your behalf to obtain a modification of your existing loan to make it affordable for you again! CLICK LINK BELOW For more information.
  • SHORT SALE PROCESSING - Up to 62% of homes listed on the market today are short sales. A short sale is the process of selling a home for less than what is owed on the mortgage. Traditionally you could have negotiated a short sale deal by yourself or utilized a third party service. These options were either time consuming or expensive but we now have a FREE service for you to use. CLICK LINK BELOW For more information.
  • MORTGAGES - Whether you need to purchase a home or refinance your existing mortgage, we can help you make a wise decision! Interest rates are at historic lows and right now is the best time you could possibly buy. We have a number of talented real estate agents that will help guide you through every step of the process of finding and purchasing a home. What if we told you that the real estate agent would do all of this free of a commission, would you want to find out more? FILL OUT THE FORM BELOW to start the process or if you have any questions.
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